Bharat’s first financial health assistant that helps users understand and improve their money habits. It builds a real-time profile of income, expenses, EMIs, and cash flow using trusted, consented data. Designed for gig workers and new-to-credit users who are invisible to traditional credit systems. It recommends smarter loans, savings, and investments tailored to each user’s financial reality.
![[interface] image of smartphone in use, user interacting with software (for a consumer apps)](https://cdn.prod.website-files.com/687a9e6f801d0bd97e0f0cc7/687aa1ab0987d636be8b7e51_6b97a86f-e801-4279-9a3f-0aac9e8c6fdc.avif)
“This service has revolutionized my financial management. Tracking income, understanding spending, and making informed choices is now effortless.”
Wondering how we help you access loans, protect your privacy, or build your financial profile? Find clear answers to our most common questions below.
With your permission, we read only the financial SMS alerts you choose—like salary credits, EMI payments, and wallet top-ups—to create a real-time, smart profile. No bank logins or KYC needed to get started.
Yes! We only access SMS data you allow, never store full messages, and never share your info without your clear approval. Your privacy and security always come first.
If you’re new to credit, a gig worker, freelancer, or just want better financial insights, this is for you. We help anyone who’s struggled to access loans or understand their finances.
Get matched with pre-approved loans, investment options, and personalized tips to boost your financial health. Take control—no jargon, no barriers.
![[interface] screenshot of the dashboard interface (for a ai legal tech company)](https://cdn.prod.website-files.com/687a9e6f801d0bd97e0f0cc7/687aa1abd4a369435a362193_9a650bd3-0c13-4bfb-aca3-13325b4338d9.avif)
Want to learn more about your financial health or explore collaboration? Contact us today.
![[interface] screenshot of the dashboard interface (for a ai legal tech company)](https://cdn.prod.website-files.com/687a9e6f801d0bd97e0f0cc7/687aa1abd7d917e8a2e2dad5_f3b5904e-c544-43e3-ae93-1c9d1ebcafcc.avif)
![[interface] image of hr software in action (for a hr tech)](https://cdn.prod.website-files.com/687a9e6f801d0bd97e0f0cc7/687aa1ab7a3fb4504cb0395d_1bde2d8a-570d-437e-b703-ecb358526a13.avif)